AIG Car Insurance Discounts

Posted by Jose Lopez on Sep 27, 2011 | No Comments »

AIG is not always the first company that comes to mind when people are searching for insurance. More commonly known as an investment company, AIG can also provide you with all your auto insurance needs.

From the liability and property damage policies required by the state to the collision and comprehensive policies the lender on your car requires, AIG can keep you covered. You can save more money on the coverage by taking advantage of the great discounts they offer.

Multiple policies

Take advantage of more than one policy offering with AIG and you can enjoy big discounts. Consider their homeowner’s insurance or life insurance along with their auto insurance offerings and watch the discounts start to rack up.

Multiple Cars

AIG provides discounts to people who insure more than one car on the same policy. Additionally, any car that is owned by someone living in your house will qualify for the multiple car discount.

Homeowners

Even if you don’t have homeowner’s insurance with AGI, you still get a discount just for being a homeowner. People who own their own homes are considered to be more stable and safer drivers. They are able to keep their cars stored on private property, so the cars are generally safer and better protected. How long you have owned your home doesn’t matter. If you are a homeowner you can get a discount.

Safety features

Airbags are standard on many cars now, and insurance companies love seeing that. Take note of all the safety features your car has and then talk to AIG about discounts for them. Look at anti-lock brakes, airbags, anti-roll technology or features, automatic seatbelts and systems that only allow certain drivers to go up to a pre-set speed limit. If your car features any of these items or other safety items, inform the insurance company so you can get a discount.

Defensive driver course

These courses teach drivers how to avoid potential accidents and how to respond in different situations. Drivers can learn to anticipate what other drivers might do so they can prepare to take evasive action. The course must be approved by AIG, but these classes are typically inexpensive to take and will result in a discount from the insurance company.

Seniors

Senior citizens may have been behind the wheel for a long time, but sometimes the necessary skills can still get rusty. Senior driving courses give seniors a chance to brush up on skills, get a refresher on the laws and snag a discount on the insurance premium. They also teach about some of the new technology that newer cars might feature.

Teenage Drivers

Teen drivers typically cost a small fortune to insure. AIG has taken steps to help take some of the pain out the policy cost when a teenager is added to it. Teen discounts are available for parents who use TEEN GPS. This mobile technology allows parents to see exactly where their kids are when they are not at home. It works with the teen’s cell phone and is provided free of charge by AIG.

In addition to the tracking information, the GPS also reports how fast the car is going and other data that the parents might find relevant. Knowing what your kids are doing when their behind the wheel can help you address unsafe behaviors quickly. Your kids will be safer, you will have peace of mind and the discount that it presents is a nice bonus.

Safe Drivers

People who drive defensively and manage to avoid accidents are rewarded handsomely with AIG. Stay safe, drive carefully and watch the calendar. As soon as the specified time limits have passed without an accident, AIG will adjust and lower the rates as a reward.

AIG offers many discounts to help their customers save money on insurance premiums. To lower the premium even further, consider choosing a higher deductible. Your assets will still be protected and you can maintain high levels of liability and property damage insurance, but your premiums will drop drastically.

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