President Obama’s Medicare cuts don’t cut it

The president took an extra week to develop his budget, but the extra time was apparently not enough to yield Medicare policies that could produce real savings. The 2013 budget released today relies on the same tired proposals that we have seen previously. Provider payment cuts, delicately referred to as “modifications,” account for $267 billion in savings over the next decade. For a program that will cost taxpayers more than $6.7 trillion, this is a disappointingly modest savings target—and even so, it is not likely to be met.

We have eight years of proof that Congress will never allow those payment reductions to go into effect. Unmen

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Why won’t my Asda store card insurance pay out now I’ve lost my health?

I had an Asda store card which included insurance if I lost my job.

In August 2010, this happened due to ill health.

This insurance was supplied by a company called Genworth, and it says yours was an unusual case because you were both out of work and unable to look for a new job because of ill-health.

You submitted a claim for both events, but the policy allows you to claim for only one of them.

Genworth needed to substantiate your claim with third parties.

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Should assisted living residents purchase personal liability insurance?

Roughly 900,000 Americans live in assisted living centers, according to the National Center for Assisted Living. And for residents and their families alike, these facilities mean an end to many worries but not all of them.

Residents of assisted living facilities still might face personal liability risks. What if a residents dog bites a visitor? What if a visitor slips and falls inside a residents room and sues?

While some experts are skeptical of the seriousness of those risks, one specialty insurance product is providing liability coverage geared toward residents of assisted living centers.

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Driving Smart in Ice and Snow Can Drive Down Car Insurance Costs

Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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