Caravans and Jardine caravan insurance
Posted by Maria Allen on Sep 22, 2010 | No Comments »
Your caravan is probably very important to you. You probably want to think it’s well protected through something like Jardine caravan insurance or one of the other well known caravan insurance brands.
Protecting your caravan
The risks you’ll want to cover your caravan for are typically:
- accidents and road traffic accidents;
- natural disasters such as fire and flood (particularly important for static caravans);
- complete theft;
- the theft of contents;
- third party liability.
In practice, you may find considerable variation between insurance providers, including Jardine caravan insurance, in terms of what they cover, at what cost and with what conditions.
Making decisions
The type of policy you select will depend upon a number of factors including, of course, what type of caravan you actually have.
For example, perhaps you have a static caravan with an awning. In such circumstances, looking closely at what a policy offers in terms of external fittings protection may be of great importance to you.
If you haven’t got an awning then clearly, it’s of no interest to you at all!
In practice, your review of a policy proposal may consist of:
- reviewing the cover it provides and the applicability of that to your specific circumstances;
- checking out the terms, conditions and exclusions;
- of course, looking at the price!
Your control
Some insurers may offer slightly more scope than others in terms of taking actions to reduce your cost.
You may be able, for example, to keep the costs of your insurance down by:
- reducing your annual mileage on motorhomes and tourers;
- reducing the number of days or weeks you plan to take your caravan outside of the UK;
- keeping caravans securely parked off-road when not in use;
- fitting additional security features such as alarms (typically a wheel clamp and hitchlock may be mandatory for tourers);
- using approved caravan sites for statics.
All these things may help you keep the cost of your policy lower and therefore more money in your pocket.
These factors may apply to Jardine caravan insurance as well as others.
Similar Posts:
- Compare caravan insurers to find the policy for you
- What is static insurance?
- Considerations for Caravan Security
- Caravan insurance companys
- Considerations for Caravan Security
Tags: Caravan Insurance, Insurance, Jardine Caravan, Jardine Caravan Insurance