European motorhome insurance

If you’re one of those caravanners that’s attracted by the call of foreign lands, you may be tempted to take your motorhome over on the ferry to somewhere a little different. If you do, it’s advisable to make sure that you have suitable European motorhome insurance.

The call of Europe

In some parts of Europe the motorhome may feel really at home.

Although the position varies by country and region, in some places motorhome parks and facilities are more widely available than they are in the UK.

Roads may be far less congested and, excluding city centres, the driving easier.

However, a little prudent preparation is required – particularly if you’re planning your first ever trip.

Some tips

So, if you are eager to be away:

  • remember that some insurers may need to provide special forms of additional cover if you’re taking your motorhome outside of the UK while others may have a certain number of days European motorhome insurance included – worth checking;
  • if you’re planning a very significant trip, say into Eastern Europe and countries not currently in the EU, keep in mind that your policy may provide cover for the European Union and Switzerland only and that special insurance arrangements may be required;
  • be sure to familiarise yourself with the laws relating to motorhomes in the country or countries you’re visiting – a failure to comply with them may result in trouble for you both in terms of local law-enforcement and your insurance;
  • if you have European cover for a specified number of days then try not to cut things too fine – being delayed by a day or so getting back might mean troubles and speaking to your insurer in advance is highly advisable.

Claims

In the hopefully unlikely event of an accident or other problem, remember to stay calm and avoid escalating the situation by becoming menacing or excited.

If you are the victim of a crime involving your motorhome while abroad, the matter should be reported to the local police and evidence obtained that you have done so.

These few precautions, plus having a suitable form of European motorhome insurance, may help you achieve a worry-free trip!

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